Roofing guides for Tampa Bay homeowners
Plain-language guides on roofing in Hillsborough and Pinellas: the 15-year insurance rule, the 25% rule, permits by city, shingle versus metal, and what to do after a storm.
Mobile home roofing in Tampa Bay: roof-overs and permits
What a roof-over is and when it beats a tear-off on a manufactured home in Largo, Pinellas Park, Riverview or Ruskin; the HUD-code and Florida rules on who may alter a mobile home; the building permit every roof-over needs; and what to ask before you sign.
Your roof after Milton: the 15-year rule, the 25% rule, and Citizens
The renewal letter says the roof is too old, the contractor says the storm damage crosses the 25% line, and Citizens wants documentation. What each rule actually says, with the statute numbers, and what it means for a shingle roof in Brandon or a tile roof on Snell Isle.
Shingle, metal, or tile in Tampa Bay: insurance, heat, and storms
Architectural shingle is the default, metal is the post-Milton choice, tile is the South Tampa roof. How the three compare on the 145 mph design wind, the Citizens 25-and-50-year rule, the wind-mitigation credits, and who should install each.